So as a household manager, one thing you need to watch is your credit. It’s just a fact of life that many people do not have the perfect credit that everyone strives for. But what do you do if a member of your household has credit issues that effect your family as a whole?



When your family and your kids are involved, it’s a whole other ball game. You need, as a household manager, to do whatever possible to right the situation. Here are a few tips:

1. Take out a loan. I know it may sound insane, but showing a good payment history on a loan will help reestablish your credit. There are many places that will give you bad credit loans to help you on your way.

2. Pay your debts. Pay the piper people, it’s how you got in the mess in the first place. You got the services or goods, you need to pay for them.

3. Stop using credit cards. These just suck your money away. I have one that I could put a small house in Oklahoma on, but I’ve paid the balance down substantially. In contrast to this, you can always open up bad credit credit cards and then pay those off immediately to help reestablish your credit.

4. Budget. It’s one of the only ways to know where everything is going. (like my husbands $150 per month Burger King lunches).

Those are just some quick reminders on credit. Keep yours clean and review your credit report at least once a year!

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